How Do I Know How Much My California Auto Accident Claim is Worth?

Before you negotiate with your insurance company, you should take some time to understand how much your auto accident claim may be worth. Consider discussing your situation with a skilled attorney as soon as possible.

Suffering an auto accident injury can complicate your life in several ways. First, you may face a lengthy path to recovery, requiring multiple visits to the doctor, prescription medications, physical therapy, and other treatments. As a result, medical bills will likely accumulate, causing you additional stress about your financial situation (especially if your injuries prevent you from working). You may also develop anxiety, sleep issues, or post-traumatic stress disorder as a result of the accident. Here’s what you need to know about how to calculate and pursue a favorable auto accident settlement in Riverside County.

Calculating the Amount You Need to Recover

Before you negotiate with your insurance company, you should take some time to understand how much your claim may be worth. Start by adding up the quantifiable costs, such as the balances for any medical treatment received, the lost wages or earnings you suffered, prescription costs, and other expenses associated with the injury. If you know that your injury will continue to cause you financial hardship, you should enlist the guidance of a knowledgeable auto accident lawyer to help you incorporate these ongoing costs into the settlement amount.

How Auto Insurance Companies Evaluate Your Claim

Once you notify your auto insurance company about the accident, it will assign an insurance adjuster to investigate and handle your claim. The insurance adjuster will assess your medical expenses, wage losses, and other quantifiable damages to begin estimating the worth of your claim. However, it’s important to recognize that insurance adjusters represent the interests of their company, meaning they will do what they can to pay you as little as possible. Dealing with insurance adjusters who attempt to discredit or undermine your claim can be frustrating and stressful, so having your attorney step in to handle these negotiations on your behalf is often your best option.

Discuss Your Options With a Temecula Attorney Today

If you have suffered an auto accident injury in Temecula or Murrieta, consider discussing your situation with a skilled attorney as soon as possible. The last thing you want to deal with during this stressful time is battling with insurance adjusters to obtain the compensation you need to support your recovery. Enlisting the guidance of an experienced auto accident lawyer can give you the reassurance and confidence you need. Your attorney will help you determine how much your claim is worth and work hard to negotiate a fair and favorable settlement.

 

If you need help recovering an auto accident settlement in Temecula or Murrieta, call Hales & Associates, A Professional Law Corporation, today at (951) 489-3320.