Coping with the aftermath of an auto accident can be draining and stressful. As you navigate your physical recovery, you must also figure out how you’ll pay for the medical bills, physical therapy, medications, lost wages, and other costs associated with the accident. Even if you file an auto accident claim with your insurance company within a reasonable timeframe, it may take some time before you obtain the compensation you need to support your recovery. Let’s take a look at how long this process can take in Riverside County.
Investigating and Determining Fault
Like many states, California is considered a comparative fault state, meaning that more than one party may be held liable for your injuries. It can take time to determine the factors contributing to the accident, especially when the other party refuses to admit fault. The insurance companies and the parties’ respective attorneys will investigate the incident to establish each party’s degree of responsibility—a process that can take a fair amount of time to complete.
Assessing and Calculating Damages
When you pursue an auto accident claim, you’ll need to determine the approximate value of your claim. While there is no one-size-fits-all method to arrive at an exact figure, your attorney can help you assess your situation and come up with an estimate. You’ll typically use medical bills, physical therapy receipts, and other documents demonstrating the costs you’ve incurred due to your injury to arrive at an approximate number. Factors like lost wages, diminished earning capacity, and pain and suffering may also influence the calculation.
Negotiating an Equitable Settlement
The final step of the auto accident claims process involves reviewing the settlement offer and determining whether it sufficiently compensates you for your injuries. While you may feel tempted to accept the initial offer, doing so often deprives you of your claim’s entire worth. Make sure to review the offer with your auto accident attorney to determine the most strategic path forward—in many cases, entering into further negotiations results in a more favorable settlement.
Call Hales & Associates, A Professional Law Corporation, today at (951) 489-3320 to discuss your situation with a knowledgeable Temecula auto accident attorney.