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Personal Injury Tips: What to Do if You Get Injured While Traveling

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The most important factor in traveling abroad is preparation. This is especially true when it comes to preventing injury or sickness or getting proper legal representation for wrongful injuries or accidents. Anything can still happen, of course, so it is important to know a few things about health and safety before you go.

What if you need legal compensation?

You may find yourself in an accident, or dealing with and illness that you need legal help with. When you’re dealing with international laws it may be difficult to navigate this by yourself. Contacting a personal injury attorney will help you to receive the compensation you need. Remember to keep and record as much evidence as possible to help your case.

Most countries don’t accept US medical insurance.

Also keep in mind that Medicare and Medicaid don’t cover hospital bills, or any kind of medical cost outside of the U.S. Because of this there are health insurance policies tailored for those who travel abroad.

Not all insurance policies are the same

There are things to consider:

  1. Decide on the types of coverage you need. Not every trip is built the same, so not every traveler’s needs are the same. Coverage can go beyond just sickness. It can cover a missed flight, crashed rental car, missing baggage or if you can’t even make your trip due to work or sickness.
  2. Compare travel insurance companies against one another. A good way to do this is a comparison website to filter insurance quotes.
  3. When choosing policies pay extra attention to the benefits and exclusions sections. These sections will tell you what is covered and what is excluded from your coverage.

What to do if you have a disability

Recognize not every country will accommodate certain disabilities. Research the country you’re going to be staying in and be familiar with their standards. There are even travel agencies that specialize in helping travelers with disabilities. This can give valuable information when planning your trip.

What if you’re injured or sick while traveling by boat or plane

The first thing you should do is contact one of the crew members aboard the plane or boat. They can decide the best course of action and you will be taken care of. On boats sometimes they even have a designated area for people who are sick.

Contact the U.S. Embassy while you’re abroad

The worst happens and you actually are injured or sick on your trip. A useful asset is the U.S. embassy in the country you’re visiting. U.S. consular officers help U.S. citizens with a variety of issues. They often can give you a list of doctors, dentists or hospitals to visit. (Remember to bring proof of U.S. citizenship.)

Have fun!

Again, planning ahead is the most crucial factor in injury and sickness prevention. Know your contacts and who can help you if something does go amiss on your trip. Drink lots of fluids, be safe and above all enjoy your trip. If you encounter any problems, please don’t hesitate to contact Hales & Associates, Attorneys.

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