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Wading through the aftermath of an auto accident can be overwhelming, especially if you suffered an injury that has incurred costly medical bills, lost wages, and other negative impacts. California auto accident victims are often able to collect compensation to assist with these costs, but this process may grow more complex if the accident involved an uninsured driver. Here are some steps you can take if you sustained an auto accident injury from an uninsured motorist in Temecula or Murrieta.

Check Your Insurance Coverage

Many states require drivers to carry uninsured motorist coverage, but California is not one of them. However, insurance companies must offer at least $15,000 in uninsured motorist bodily injury coverage per person. Those who do not want this coverage may opt out by signing a waiver. If you’re struck by an uninsured motorist, contact your insurance company to determine whether your policy includes this coverage. If so, you can proceed with a claim and negotiate a settlement through your insurance company to help you cover the costs associated with your injuries.

Seeking Damages From the At-Fault Driver

If you do not have uninsured motorist coverage, your next option is to file a lawsuit against the uninsured driver. This option takes more time and may not secure you a desirable outcome, as the uninsured motorist may not have the financial means to pay for your recovery. The court may compel the at-fault driver to pay you in installments if they do not have the funds to pay you a lump sum; however, these small payments may not be with all the time and effort it takes to sue another party in court. Speaking with a trusted auto accidents lawyer is the best way to determine the most strategic path forward.

How a Skilled Temecula Auto Accident Lawyer Can Help

Before you spend your valuable energy and resources on taking the at-fault driver to court, reach out to a knowledgeable auto accident lawyer to discuss your situation. Together, you can explore your options and determine the most appropriate course of action to obtain the settlement you need to recover. Auto accidents involving uninsured motorists can become complicated, so enlist the support and guidance of an attorney to ensure that you receive a favorable outcome.


If you were injured in an auto accident in Temecula or Murrieta, call Hales & Associates, A Professional Law Corporation, today at (951) 489-3320 to speak with a dedicated attorney.

Hales & Associates

Hales & Associates

Hales & Associates, A Professional Law Corporation offers personal injury legal services to clients in Murrieta, Temecula, Menifee, Wildomar, Sun City and those living throughout Riverside County.