Car accidents are an unfortunate part of life. Even the most cautious and attentive drivers can find themselves coping with painful injuries after a collision. As you focus on your physical recovery, you may worry about the financial ramifications of the auto accident, such as medical bills, lost wages, and other unanticipated expenses. In California, you have the right to seek compensation to assist you with these costs. One of the most challenging aspects of the auto accident claims process is working with an insurance adjuster who may attempt to deny you the total amount of compensation you deserve. Here are three mistakes to avoid when speaking with an insurance adjuster following an auto accident injury in Riverside County.
1. Admitting Fault
As an auto accident victim, it’s imperative that you avoid making statements that indicate any degree of culpability on your part. Even statements like “I didn’t see the other car” can be interpreted as an admission of liability. At the scene of the accident, avoid apologizing or telling the other driver that the accident was partially your fault. The insurance adjuster’s job is to investigate the details of the incident, so any statements you made could deny you the total amount of compensation you need to support your recovery.
2. Downplaying or Describing Your Injuries in Great Detail
In general, it’s best to avoid discussing the minute details of your injuries with an insurance adjuster. If you downplay your injuries, you risk your ability to recover the compensation you actually need. Sometimes, you may think that your injuries are not too bad, but symptoms can worsen with time. If the adjuster is pushing you to detail your injuries, simply state that you need more time to fully understand the extent of your injuries. Additionally, avoid going into excessive detail about your injuries, as insurance adjusters may search for information about any preexisting conditions you may have. Instead, tell the adjuster that your attorney will send a demand letter documenting the nature and extent of your injuries.
3. Trying to Handle the Negotiations Without an Attorney
Although some California auto accident victims choose to navigate the claims process on their own, working with an attorney is the best way to ensure you obtain a fair and favorable settlement. Your lawyer will assess the specifics of your case and handle these stressful conversations with insurance adjusters on your behalf. You can rest easier knowing that your attorney is working hard to secure you a favorable outcome, allowing you to focus more on your physical recovery.
Call Hales & Associates, A Professional Law Corporation, today at (951) 489-3320 to speak with a trusted and experienced Temecula auto accident lawyer.